State pension age in Spain (2026)
Last reviewed: 9 October 2026
In short: The retirement age is 67 years from 2027, or 65 years with at least 38 years and 6 months of contributions; in 2026 it is 66 years and 10 months, or 65 years with 38 years and 3 months. Early retirement is possible up to 2 or 4 years before in set cases.
| Rule | What applies |
|---|---|
| Statutory pension age in 2026Statutory old-age pension | In 2026: 65 years with at least 38 years and 3 months of contributions; otherwise 66 years and 10 months. [1] |
| Highest age already set in law or official publicationStatutory old-age pension | From 2027: 67 years, or 65 years with at least 38 years and 6 months of contributions. [1] |
| Scheduled path of the ageStatutory old-age pension | 2025: 66 years 8 months (65 with 38 years 3 months). 2026: 66 years 10 months (65 with 38 years 3 months). From 2027: 67 years (65 with 38 years 6 months). [1] |
| Early retirement (national rule)Statutory old-age pension | Voluntary early retirement is possible up to 2 years before that age with 35 years of effective contributions; when employment ended for reasons not attributable to the worker, up to 4 years before with 33 years. The pension is reduced. [1] |
Notes
- The lower age needs the contribution period shown, counted in full years and months.
Sources
- Boletín Oficial del Estado: Real Decreto Legislativo 8/2015, de 30 de octubre, por el que se aprueba el texto refundido de la Ley General de la Seguridad Social (consulted 9 October 2026) · all sources
Related pages
General information, not legal advice. Rules change: check the official source before you fly or ride.