State pension age in Canada (2026)

Last reviewed: 9 October 2026

In short: The Old Age Security pension is payable from age 65, and age 65 is also the standard age of the Canada Pension Plan retirement pension. The Canada Pension Plan retirement pension can be claimed from age 60 with an adjusted amount.

RuleWhat applies
Statutory pension age in 2026Statutory old-age pension65 years for the Old Age Security pension. The standard age of the Canada Pension Plan retirement pension is also 65. [1]
Highest age already set in law or official publicationStatutory old-age pension65 years. No later age is set in the Old Age Security Act or the Canada Pension Plan as read. [1]
Scheduled path of the ageStatutory old-age pensionNo scheduled change: the Old Age Security pension is payable from age 65, and the Canada Pension Plan retirement pension is adjusted by a factor if it starts in a month other than the month of age 65 (the interval counted up to five years). [2]
Early retirement (national rule)Statutory old-age pensionThe Canada Pension Plan retirement pension is payable from age 60, with its amount adjusted by a factor for starting before age 65. The Old Age Security pension is not payable before age 65. [2]

Notes

  • Residence in Canada is also a condition of the Old Age Security pension. Provincial pension plans are not covered.

Sources

  1. Department of Justice Canada, Justice Laws Website: Old Age Security Act (R.S.C., 1985, c. O-9), section 3 (current to 2026-09-21) (consulted 9 October 2026) · all sources
  2. Department of Justice Canada, Justice Laws Website: Canada Pension Plan (R.S.C., 1985, c. C-8), full text (consulted 9 October 2026) · all sources

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General information, not legal advice. Rules change: check the official source before you fly or ride.