Health cover for temporary visitors in Croatia (2026)

Last reviewed: 31 October 2026

In short: The EHIC gives access to care from providers contracted with the Croatian Health Insurance Fund on the same footing as insured Croatians, with co-payments. It does not cover private care, repatriation or planned treatment.

RuleWhat applies
Health cards acceptedUnplanned care during a temporary visitEHIC [1]
What the card coversUnplanned care during a temporary visitCare from doctors, dentists, hospitals and pharmacies that have a contract with the Croatian Health Insurance Fund (HZZO), on the same footing as insured Croatians. Patients pay co-payments, for example EUR 1.32 per doctor or dentist visit or prescription and EUR 17.70 per hospital day (capped at EUR 530.88). Necessary ambulance travel is covered. [1]
Private care coveredUnplanned care during a temporary visitNo [2]
Repatriation coveredUnplanned care during a temporary visitNo [2]
Planned treatment coveredUnplanned care during a temporary visitNo [2]
Body to contactUnplanned care during a temporary visitCroatian Health Insurance Fund (Hrvatski zavod za zdravstveno osiguranje, HZZO), Margaretska 3, 10 000 Zagreb, tel. +385 1 4806 333. [1]

Notes

  • The European Commission page for Croatia names the EHIC only.
  • Stated in the general EU guidance, not on the Croatian page.
  • Stated in the general EU guidance; separate travel insurance is needed for rescue and repatriation.

Sources

  1. European Commission (Employment, Social Affairs and Inclusion): Croatia - European Health Insurance Card (consulted 31 October 2026) · all sources
  2. European Union (Your Europe): Health cover for temporary stays (consulted 31 October 2026) · all sources

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General information, not legal advice. Rules change: check the official source before you fly or ride.