Health cover for temporary visitors in Belgium (2026)

Last reviewed: 30 October 2026

In short: Visitors insured in the EEA or Switzerland can use the European Health Insurance Card in Belgium for essential care, with the same refund rights as people insured in Belgium. Part of the cost stays payable, and planned treatment needs form S2.

RuleWhat applies
Health cards acceptedUnplanned care during a temporary visitEHIC [1]
What the card coversUnplanned care during a temporary visitEssential care for an accident or a health problem that occurred or arose during the stay, with the same refund rights as people insured in Belgium. The patient contribution stays payable and the refund may be lower than at home. The patient claims the refund at a local CAAMI/HZIV office or another health fund during the stay. [1]
Private care coveredUnplanned care during a temporary visit⚠ Not yet verified
Repatriation coveredUnplanned care during a temporary visit⚠ Not yet verified
Planned treatment coveredUnplanned care during a temporary visitNo [1]
Body to contactUnplanned care during a temporary visitA local office of CAAMI-HZIV (or the health fund of the patient's choice) for reimbursement during the stay; the visitor's own insurance institution issues the card or a provisional certificate. [1]

Notes

  • The page covers people with social security insurance in the EEA or Switzerland. It does not mention the UK GHIC.
  • The page does not say whether private providers are covered.
  • The page does not mention repatriation.

Sources

  1. CAAMI-HZIV (Hulpkas voor Ziekte- en Invaliditeitsverzekering): Temporary residence (consulted 30 October 2026) · all sources

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General information, not legal advice. Rules change: check the official source before you fly or ride.