E-bikes and speed pedelecs in Indiana (2026)

Last reviewed: 9 October 2026

In short: Indiana defines three classes of electric bicycle (up to 20 mph or 28 mph, motor up to 750 W). They are not motor vehicles, are regulated as bicycles, and need no driver's licence, title, registration or insurance. Class 3 riders must be 15 or older, and under-18s must wear a helmet on class 3.

RuleWhat applies
Legal classRiding on public roadsOwn e-bike class system (class 1, 2 or 3) [1]
Assistance stops atRiding on public roads20 mph [1]
Minimum ageRiding on public roadsA person less than 15 years of age may not operate a Class 3 electric bicycle. A person under 15 may ride as a passenger on a Class 3 electric bicycle designed to accommodate a passenger. [1]
HelmetRiding on public roadsOn a Class 3 electric bicycle, a properly fitted and fastened bicycle helmet must be worn by any operator or passenger who is under 18 years of age. [1]
LicenceRiding on public roadsThe operator of an electric bicycle is not subject to IC 9-24 (driver's licences). [1]
Plate and insuranceRiding on public roadsAn electric bicycle is not subject to certificates of title (IC 9-17) or motor vehicle registration (IC 9-18.1), and its operator is not subject to financial responsibility (IC 9-25). [1]
Cycle pathsRiding on public roadsAn electric bicycle may be operated wherever bicycles are permitted to travel. Class 1 and 2 may use bicycle and multipurpose paths where bicycles are permitted unless a statute, rule or local ordinance says otherwise. Class 3 may not, unless the path is within or adjacent to a highway or a local authority or state agency authorises it. Non-motorised natural-surface trails may be regulated by the authority. [1]
E-bike classesRiding on public roadsIndiana uses the three-class system: class 1 and class 2 give assistance up to 20 mph, class 3 up to 28 mph. Class 3 riders must be 15 or older, and riders and passengers under 18 on a class 3 e-bike must wear a helmet. [1]
Maximum motor powerRiding on public roadsNot more than 750 watts. [1]

Notes

  • Class 1: motor assists only while pedalling and ceases at 20 mph. Class 2: motor may exclusively propel the bicycle and ceases or is unable to assist at 20 mph. Class 3: pedal assist only, ceasing at 28 mph. An electric bicycle has fully operable pedals and a motor of not more than 750 W, is not a motor vehicle and is regulated as a bicycle. Text read: Indiana Code 2022 edition; later amendments were not checked because the 2023 to 2026 editions could not be read.
  • Section 13.1 sets the helmet duty for class 3 only; it sets no helmet rule for class 1 and 2. Other bicycle helmet provisions were not read.

Sources

  1. Indiana Legislative Services Agency (published by the Indiana Government Center, IPAC): Indiana Code 2022, Title 9 Motor Vehicles (consulted 9 October 2026) · all sources

Indiana and neighbouring states

StateLegal classMinimum ageHelmetLicencePlate and insuranceCycle paths
Indiana
Three classes
Class 3: 15
Class 3: under 18
None needed
Not required
Where bikes allowed; class 3 limited
Illinois
Class 1-3, bicycle rules
Class 3: 16
⚠ Not yet verified
⚠ Not yet verified
⚠ Not yet verified
Not on sidewalks
Michigan
Class 1, 2, 3 (bicycle)
14+ for Class 3
Class 3: under 18
Bicycle rules
Bicycle rules
Allowed, trails limited
Ohio
Three classes
Class 3: 16
Class 3: helmet required
Not a motor vehicle
Not a motor vehicle
Class 3 restricted on paths

More rules in Indiana

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General information, not legal advice. Rules change: check the official source before you fly or ride.